Dental implant insurance and financing options
Most dental insurance doesn’t cover implants. But at ClearChoice, if you have coverage you can save more than most plans offer. No insurance? Explore flexible third-party financing.
"I picked what I liked. They said, 'This shade looks great, but this is even better for you.'"
Vinnie, ClearChoice Downers Grove
¹Valid at participating centers. Discount off total treatment cost. Not valid on prosthodontic appointments or for previous or ongoing work. Cannot be combined with other discounts. Discount taken off usual and customary fees. Mention SMILEUSA at your consultation/treatment appointment to receive a discount. Expires 12/31/2026.
Insurance only takes you so far. We take you further.
At ClearChoice, if you have dental insurance, you can save more on your fixed full double arch implants than most plans offer. Show us your insurance card and save $5,000.¹
¹Valid at participating centers only. Discount off fixed full arch dental implants, $2,500 per arch. Maximum discount $5,000. Not valid on prosthodontic appointments or for previous or ongoing work. Cannot be combined with other discounts. Discount taken off usual and customary fees. Contact your local center and show proof of insurance to claim your discount. ClearChoice is not affiliated with any insurance provider, and does not process insurance directly with insurance providers. If you choose to file a claim for reimbursement, you are solely responsible for all communication with your insurance company.
Begin your dental implant journey
ClearChoice is here to support you every step of the way.
Contact your insurance provider
Before your consultation, it's worth calling your insurance provider to get a clear picture of your coverage.
Schedule your free consultation
Ready to take the next step? Book your free consult and your care team will walk you through costs and financing options tailored to you.
File your insurance claim
After your treatment, we'll provide the paperwork you need to file a reimbursement claim with your insurance provider.
Alternatives to dental insurance for implants
Dental insurance doesn't always cover implants, but that doesn't mean treatment is out of reach. ClearChoice offers several ways to make your care more affordable, whatever your financial situation looks like.
Does insurance cover dental implants?
ClearChoice doesn't bill insurance directly, but we'll help you make the most of your benefits. At your consultation and after your procedure, we'll provide everything you need to file for reimbursement with your provider.
Third party financing options
ClearChoice is proud to accept a variety of third-party financing options. Call your local ClearChoice Dental Implant Center® for more information.
Health Savings accounts (HSA) or Flexible spending accounts (FSA)
HSAs and FSAs can be used to cover implant costs. These accounts provide tax advantages that can save you money.
Benefits and considerations
The cost of dental implants reflects what you're actually getting: premium materials, specialist expertise and a permanent smile designed to last a lifetime with the right care and maintenance.
Dental implants look, feel and function like your natural teeth, restoring your confidence in a way that temporary solutions just can't match.
What insurance covers dental implants?
While dental implants aren’t typically covered by insurance (regardless of which dental implant provider you go to), it’s still best to talk to your specific insurance provider to know what your options are for coverage.
How can I get dental implants covered by insurance?
To maximize your chances of getting implants covered, follow these steps:
1. Review your insurance policy.
2. Consult with your dental implant care team.
3. Communicate with your insurance provider.
What are the alternatives if insurance doesn’t cover implants?
If insurance doesn’t cover implants, consider:
Monthly payment plans
HSAs and FSAs
Why choose dental implants over other options?
Not all tooth replacement options are created equal. When it comes to long-term value, dental implants deliver more. They offer a permanent, new smile and are more durable, functional and natural-looking than alternative options.