A ClearChoice professional reviews insurance coverage with a patient and explains billing and financing options in a consultation room.

Dental insurance and dental implants: know your options

Most insurance won’t cover implants—but at ClearChoice, your card can still unlock big savings. No insurance? We offer flexible third-party financing to put your care within reach.

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A ClearChoice care team member accompanies a patient to the front desk as they learn that they qualify for the Insurance Assurance program, which offers $5,000 off fixed full arch treatment when their dental insurance doesn’t cover implants.

Show your card, save on your care

Our Insurance Assurance1 program makes saving simple. Just show us your dental insurance card during your visit and save $5,000 on fixed full double arch implants.

Explore Insurance Assurance

1Valid at participating centers only. Discount off fixed full arch dental implants, $2,500 per arch. Maximum discount $5,000. Not valid on prosthodontic appointments or for previous or ongoing work. Cannot be combined with other discounts. Discount taken off usual and customary fees. Contact your local center and show proof of insurance to claim your discount.  ClearChoice is not affiliated with any insurance provider, and does not process insurance directly with insurance providers. If you choose to file a claim for reimbursement, you are solely responsible for all communication with your insurance company.
Offer ends 12/31/2025.

A ClearChoice doctor explains treatment options to a patient during a consultation, using a dental model to guide the conversation about insurance coverage, costs, and implant procedures.

Does insurance cover dental implants?

While ClearChoice does not work directly with insurance providers, it is possible to make the most of the insurance benefits you do have. During your free consultation, we'll provide you with the information you need to address reimbursement with your provider.

Additionally, after the implants are placed, we’ll provide paperwork that will help you file the claim to see if you can get reimbursed.

Begin your dental implant journey

ClearChoice is here to support you every step of the way.

Contact your insurance provider

As you prepare for getting dental implants, a great first step is to call your dental insurance provider to understand the details of your plan.

Schedule your free consultation

Once you know where you stand with insurance, come in for a free consultation at ClearChoice. During your visit, your care team will be happy to help answer any questions regarding cost and how to make dental implant treatment affordable to you.

File your claim

After you receive your treatment plan, you can file an insurance claim to see if you’re able to get reimbursed. Your ClearChoice team will give you the paperwork you need, so you can easily file with your insurance provider.

Am I a candidate for ClearChoice Dental Implants®?

Take our 30-second quiz to find out if dental implants are right for you.

Alternatives to dental insurance for implants

Third-party financing options

ClearChoice is proud to accept a variety of third-party financing options. Call your local ClearChoice Dental Implant Center® for more information.

Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA)

HSAs and FSAs can be used to cover implant costs. These accounts provide tax advantages that can save you money.

A woman confidently bites into an apple in her kitchen, showing the lifestyle benefits of dental implants and the support ClearChoice provides through its Insurance Assurance and Zirconia Lifetime Warranty programs.

Benefits and considerations

Why dental implants can be worth the investment
While the cost of dental implants can be higher due to the quality of materials used and the specialization of the doctors—they are designed to give you a permanent smile that is designed to last a lifetime, with proper maintenance.

Long-term benefits of dental implants 
Dental implants have the potential to transform your life for good. They look, feel, and function like your natural teeth—restoring your ability to smile with confidence and eat what you want. They are also designed to last a lifetime, keeping you smiling for many years to come.

Dental insurance FAQs

While dental implants aren’t typically covered by insurance—regardless of which dental implant provider you go to—it’s still best to talk to your specific insurance provider to know what your options are for coverage.

To maximize your chances of getting implants covered, follow these steps:

  1. Review your insurance policy. 

  2. Consult with your dental implant care team.

  3. Communicate with your insurance provider.

If insurance doesn’t cover implants, consider:

Not all tooth replacement options are created equal. When it comes to long-term value, dental implants deliver more. They offer a permanent, new smile and are more durable, functional, and natural-looking than alternative options.